TV on Finance With Bad Credit

A poor credit history can make it feel like a new TV is out of reach. Missed payments from years ago, a thin credit file or a recent move can all lead to a quick 'no' from traditional lenders and big-box retailers. That is frustrating when all you want is a decent screen for the living room, the kids' bedroom or the football at the weekend.

PayMonthlyTVs is built for exactly that situation. Instead of a hard search that leaves a mark on your file, you check your spending limit in around 60 seconds. There are no credit checks as part of that process, so looking costs you nothing and does not affect your score. If you are accepted, you see a limit you can spend across our range of TVs and soundbars.

Once you have your limit, you choose a TV and spread the cost over 12 equal monthly payments at 0% APR. That means you pay back the price of the TV and nothing more in interest, as long as you keep to the plan. Equal payments make budgeting simple: you know exactly what leaves your account each month and when the plan finishes.

When you are rebuilding your finances, it pays to be sensible. Pick a screen that fits your room and your budget rather than the biggest model available. A 43 or 50 inch 4K smart TV covers most living rooms comfortably, includes all the major streaming apps, and keeps your monthly commitment manageable. If you want more cinema feel later, you can always add a soundbar.

It is also worth checking that the monthly amount fits alongside your rent, bills and other commitments before you commit. Credit is subject to status and is only available to UK residents aged 18 or over, so acceptance is never guaranteed — but checking your limit is quick, free and private.

Browse the TVs below, then tap 'Check my limit' to see what you could spend today. Delivery is free across the UK, so the price you spread is the price of the TV itself.